Aside from the usual benefits that may be experienced from accessing private healthcare, such as quicker access to diagnosis and treatment, there are some benefits unique to joint health insurance that may make it the right option for you:
Less admin and paperwork when taking out a single policy
Easier to manage payment of your monthly or annual bills
Both individuals will understand what care the other has access to
You’ll have access to the exact same hospital locations
The policy premium may be cheaper compared to two individual policies
You can share and access the same member benefits
It may be easy to convert your policy to a family plan in the future if you have children
Although joint health insurance may be the best option for two individuals living together, there are also instances where being covered under a single policy may result in less desirable terms in comparison to having two individual policies:
Couples health insurance is only available to two individuals living together. If you and a partner live apart, or you’re expecting or already have children, then a family health insurance policy may be more suited to your needs.
Talk to us for a no obligation chat about the health insurance policies best suited to you:
01202 800 400
Use our no obligation services for a hand finding the best couples health insurance policy for your circumstances.
The following will have an impact on your policy premium, and the price you’re quoted will depend on both your own and the other party’s situation:
Age of policyholders
Address location
Medical history of both individuals
Access to additional cover options
Hospital lists
Chosen provider
Claims history
We’re an independent health insurance broker, which means that we work with the leading UK health insurance providers and provide unbiased advice on the best solution for your situation. We’re able to answer your questions on a variety of providers, with the aim to find the most comprehensive policy for you at the most competitive price.
Learn more about private health insurance in the UK by reading our explainer articles.
The UK has many private hospitals across England, Scotland, Wales and Northern Ireland. The majority of hospitals offer specialist advice and treatments across many different areas and can be accessed by paying for private health treatment or through a health insurance policy.
Read MoreAffordable Business Health Insurance. Our dedicated business team will find the most tax efficient solution.
Affordable Business Health Insurance. Our dedicated business team will find the most tax efficient solution.
Affordable Business Health Insurance. Our dedicated business team will find the most tax efficient solution.
Affordable Business Health Insurance. Our dedicated business team will find the most tax efficient solution.
Affordable Business Health Insurance. Our dedicated business team will find the most tax efficient solution.
Affordable Business Health Insurance. Our dedicated business team will find the most tax efficient solution.
