Get a quoteTelephone Icon for calling Equity Health Insurance
Phone
Enevleope Icon for sending a message to Equity Health Insurance
Message

What is group health insurance?

Group health insurance is an insurance policy often paid for by companies to cover their workforce for private healthcare diagnostics and treatments. It offers a way for businesses to provide access to the benefits associated with private healthcare under a single policy to their employees, and it’s available to companies of all sizes.

What are the benefits of a group health insurance policy?

The exact benefits employers and employees can expect from a group health insurance policy depend on the terms of the policy itself, but some of the most common benefits include:

Quick access to diagnostic tests

Provider member benefits & rewards

Access to private treatments

Provider health resources & hotlines

Attractiveness to highly skilled employees looking for a job

It may relieve some financial burden from employees who would otherwise purchase personal policies

Employers may benefit from:

Reduction in employee absence and sickness

Ease of adding and removing employees from the policy

Improved staff retention & employee wellness

Increased productivity amongst the workforce

The premium may be deducted from pretax profits

It may relieve some financial burden from employees who would otherwise purchase personal policies

Couple holding arms in blue clothing with sunglasses on leaving a building

Policy flexibility

Employers have flexibility over what’s covered in the policy, such as whether outpatient cover is included and to what limit, or including additional cover such as physiotherapy or musculoskeletal. We advise that you consider the needs of your workforce dependent on the type of business you operate as well as your budget, and we can talk you through the options you may wish to consider in your unique case.

Free, expert advice on your health insurance options

Why choose Equity Health for your small business health insurance?

As independent health insurance brokers, we focus on working with companies to understand their needs and compare the most suitable options available to them on the UK health insurance market. As we’re independent, we provide unbiased advice throughout the process with the aim to find you the most inclusive policy for the most competitive premium. As well as this, working with us offers several other benefits:


1.
You don’t pay any fees to us; the only cost to you is the price of your policy.
2.
We work with you to provide a bespoke service and recommendation for your group health insurance policy.
3.
We offer ongoing support and specialist advice throughout the lifetime of your group policy.

Understanding the cost of your group health insurance policy

Your group health insurance premium will depend on many factors, such as where you’re located and the level of cover you require. If you’re unsure of exactly what you require, we’re on hand to talk you through the options and how including them within your policy may help you to achieve a group health insurance policy more suited to you and your employees. As with all health insurance policies, several factors will impact your monthly premium:

Outpatient care

Additional cover options

Claims history

Underwriting terms

Number of employees covered

Access to hospital lists

Policyholder location

Medical history of employees

Helping you find your group health insurance policy

Excellent service at a very competitive premium.
- Trusted customer, Feefo
StarStarStarStarStar

Group health insurance & mental health in the workplace

With mental health conditions accounting for 11.7% of the working days lost in the UK, employers may find that a group health insurance policy helps to improve the wellbeing of their employees. Private healthcare offers access to many services that may help to reduce the onset of ill mental health and provide access to services that help treat the associated conditions, such as:

Ongoing support with your group health insurance policy

As the needs for your group health insurance policy changes over time, we’ll be on-hand to answer questions and advise you on the best actions to take. Whether you require an update to your policy coverage or the structure of your workforce is changing, our support goes further than the initial consultation.

Business Insurance Blogs

Learn more about business health insurance in the UK by reading our explainer articles.

All Blog Posts:

Small Business
Health Insurance

Affordable Business Health Insurance.  Our dedicated business team will find the most tax efficient solution.

February 18th 2019
Health

Small Business
Health Insurance

Affordable Business Health Insurance.  Our dedicated business team will find the most tax efficient solution.

February 18th 2019
Health

Small Business
Health Insurance

Affordable Business Health Insurance.  Our dedicated business team will find the most tax efficient solution.

February 18th 2019
Health

Small Business
Health Insurance

Affordable Business Health Insurance.  Our dedicated business team will find the most tax efficient solution.

February 18th 2019
Health

Small Business
Health Insurance

Affordable Business Health Insurance.  Our dedicated business team will find the most tax efficient solution.

February 18th 2019
Health

Small Business
Health Insurance

Affordable Business Health Insurance.  Our dedicated business team will find the most tax efficient solution.

February 18th 2019
Health